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most freshman or undergraduates to pursue studies and get into their dream colleges that’s when education loans play the major role

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Factors you should know before avail All Credit Loans.

Cost of the course

- Education loan helps to fund up to 90% of the cost of the course along with accommodation expensesbooks and travel expenses, exam and lab fees, and other miscellaneous expenses.

Tax saving

It helps the students to claim the entire interest paid on education loan as a deduction under Section 80E of the IT Act for up to 8 years.

Credit history

Timely repayment of education loans can help you create an excellent credit history with a positive credit score.

Financial burden

Opting for an education loan can help students to shrug off the monetary burden from their parent’s shoulders and thus protect their savings for future financial goals.

Eligibility criteria

The student should be an Indian National.
Age of the Student – 18 to 35 years
Confirmed admission in a college/university in India by the UGC/Government/AICTE/Appropriate Authority
Scored minimum of 60% (50% for SC/STs) in the examination for admission to graduation courses.

What are the Documents Required for a Personal Loan?

PAN card (Not necessary for minors)
Address proof (Aadhar/ Voter-ID/Driving license/ Passport/ Any other document as asked by Bank)
All marksheets and certificates from class 10th to last qualification attained.
Confirmed admission letter from the institute you are going to take admission in.
Score card if admission is through some entrance examination.
Fee structure of the institute with full details.